Business Plan Budget Template

Taking the time to sit down and compile a budget worksheet is useful because it allows you to figure out how much money you have, how much you’ll spend in the coming months, and how much income you need to meet your financial goals.Completing a budget sheet is critical, not only for personal finance but for small business owners as well.Creating a budget for your business helps focus efforts and financial resources to your company's most important goals.

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Even better news, we’ve already made a small-business budget template for you.

Rather than making a budgeting spreadsheet yourself, just use this one that we made for Excel.

Trying to run a business without a budget is like trying to walk through a busy intersection with your eyes closed and your ears plugged.

So download our free budgeting template, check your results from last year, last month, or last week, and go for it.

Imagine going into a month having no idea what you are going to spend or how much money you are going to make.

Maybe you’ll set a new record for sales, or maybe you’re going to spend half your capital on new equipment, who knows?

For example, if you switch health insurance carriers to obtain lower-cost coverage, you can see how that change has affected your bottom line month over month, and year over year, as well.

A monthly business budget review can also help you spot potential problems.

If you’re interested in having money in your bank account at the end of the month, you might want to start thinking ahead. The good news is that you don’t even need accounting software to make a useful budget for your small business.

All you need is a spreadsheet such as Microsoft Excel or Google Sheets.

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